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Making Your Higher Education Dreams Come True 🎓

J.A.M. Jr. Annual Scholarship Program

We'll help take the stress out of paying for college so that you can focus on the things that matter most.

Named after Addition Financial's former President and CEO, the Joseph A. Melbourne Jr. Annual Scholarship Program awards college scholarships to six high school seniors, worth a total of $10,000 each. We also award two master's level scholarships worth $2,500 each.

The 2024 application submission window is now closed.

Scholarship Details & Timeline

Scholarship Eligibility +

Applicant must be a member:

  • Applicant must be a primary or joint current account holder with Addition Financial at the time of application submission and scholarship award payout. If the applicant does not have an account at the time of selection, the applicant will be disqualified.

Addition Financial employees, officials & immediate families:

  • Addition Financial employees, officials, immediate families of employees and immediate families of officials are not eligible.

Requirements for high school applicants:

  • High school applicants must be graduating high school in the spring or summer of 2024. Applicants must be accepted into or enrolled into a four-year, accredited bachelor’s degree program at a college, trade school or university that is located in the state of Florida. (Minimum 12-credit hour semester or full-time equivalent.) This scholarship award is designed to be distributed over a four-year timeframe.

Requirements for master's degree applicants:

  • Master’s level applicants must be accepted into or enrolled into a master’s level program that is located in the state of Florida or online.

GPA requirements:

  • Applicant must have a current cumulative grade point average (GPA) of a 3.0 or higher.
The Award +

Six college scholarships:

  • Each college scholarship winner will be awarded $10,000 over four years ($2,500 per year).

Two master's scholarships:

  • Each master's level scholarship winner will be awarded $2,500 each (one time payout).


Winners will be selected and notified by April 30, 2024.

Entry Requirements +

Answer both Essay Questions in the space provided on the application. Scan and attach the Letter of Recommendation to your application.

Essay Question #1:

  • In 100 words or less, pick a character from a movie or a book and discuss their use of money and whether you agree or disagree with their choices.

Essay Question #2:

  • In 100 words or less, tell us what question we should ask you to help you stand out from all of the other applicants. Then answer the question.

Letter of Recommendation:

  • This letter should include applicant's demonstrated community service efforts.
Judging, Renewal + Timeline +

Applications will be accepted January 1 - February 29, 2024.

Winners will be selected and notified by April 30, 2024.

Applications will be reviewed and judged by a scholarship committee within Addition Financial.

Personal information will be redacted prior to review by the scholarship committee. Missing information within application will result in disqualification. The credit union is under no obligation to contact applicants regarding missing information.

Winners have been selected and notified. Check below for the full list of winners!

Scholarship check will be made payable jointly to the recipient and their designated school and will be mailed directly to the school. The applicant will work with the school financial aid office to check status of scholarship and their account balance. All decisions made by Addition Financial will be final.

College scholarship renewals will need to be submitted to with the following information:

  • Proof of completion and grades from the last semester the scholarship was applied.
  • Proof of full-time enrollment for the upcoming fall semester.

If you have questions, please contact the Scholarship Coordinator at 407-896-9411 ext. 2543.

2023 Winners



Mount Dora High School
Alisandro E.

Anticipated College: University of Central Florida

Anticipated Major: Finance

University High School
Andreas (Dre) S.

Anticipated College: University of North Florida

Anticipated Major: Business Finance

Horizon High School
Malcolm M.

Anticipated College: University of Florida

Anticipated Major: Sports Management / Sports Marketing

Winter Park High School
Maria F.

Anticipated College: Valencia College

Anticipated Major: Criminal Justice

Seminole High School
Oludoyin S.

Anticipated College: Florida State University

Anticipated Major: Biology

Lake Howell High School
Toryn R.

Anticipated College: University of Florida

Anticipated Major: Pre-Medicine

Caitlyn S.

Master's in Special Education Teaching

University of Florida
Kathryn S.

Master's Degree in Art Education